This is quite a good card if you do online shopping frequently. The perks of the card comes in 10x points for specific uses.
1) 10x points for all paywave transactions(useful for Cold storage, NTUC and watsons purchases)
2) 10x points for online shopping transactions(excludes all travel, hotels, airlines, government, utilities, brokerage/securities, insurance, education and online gaming websites)
Miles calculation
For 10x eligible transactions,
For 10x eligible transactions,
the rate of points earning is S$5 local spending = 5 UNI pts = 10 miles
Take note: any amount less than $5 does not earn any pts!
Annual fees: Annual fee is 192.60 but it can be waived if enough spending on the card is done.
Miles Conversion: Miles for uob are consolidated meaning that all points earned under all the uob cards are aggregated in 1 account. Conversion of miles is in blocks of 5000 UNI( converts to 10000 miles). Before conversion, your krisflyer account have to be linked to the uob rewards system. Conversion fee costs $25 per conversion regardless number of miles redeemed.
Word of caution. Spend within your means. Do not accumulate your bills. Settle your outstanding balance in full and promptly to avoid any hefty interest charges.
